Pay less, receive more.
It’s easy, secure, instant, and it’s sent through MastercardTM or VisaTM networks.
Get digital remittances directly at your bank account, credit or debit cards.
how it works
How's Kèspam different?
We know the hard work behind each dollar they send back home.
That's why we work harder to avoid FX dark games and even better
How's h.way different?
We know the hard work behind each dollar you send back home. That's why we work harder to avoid FX dark games and even better
MADE SIMPLE FOR THEM
NO SSN,
NO BANK,
NO CARD 🏦 ?
No SSN/Bank or Cards required in the U.S 🏦
Created
for all of us
No SSN, No Problem
Open an account in minutes with a valid ID and your phone.
Always near
your loved ones
Always near you
Pay with cash at Walmart, CVS, Walgreens, 7-Eleven and more.
MADE BY AND FOR OUR COMMUNITY ✊🏼
Enjoy all the convenience, none of the pains
WHAT YOU SEE IS WHAT YOU PAY 🔍
If you send $350 to Mexico using...
4.12%
If you send two remittances per month, you are wasting $269 USD x year
1.96%
If you send two remittances per month, you are spending $164 USD x year
4.96%
If you send two remittances per month, you are wasting $269 USD x year
WE GOT YOU FAM 💬
Join senders and savers
INGENIERO
Mateo Díaz
★ ★ ★ ★
Solo me tocó descargar una aplicación y mandé dinero rápido, como escribir por el Whastapp. Mi mamá la recibió en la tarjeta que le di en México.
Muy bueno.
AMA DE CASA
Claudia Herrera
★ ★ ★ ★
Abrí mi cuenta recién llegado sin problemas y en menos de nada ya estaba mandando plata a mi familia.
La recomiendo, úsenla.
DISEÑADORA GRÁFICA
Sofía Gómez
★ ★ ★ ★
Me pareció como la evolución de todo, confirmé mi número, le tomé foto a un documento, abrí mi cámara para un
escaneo de rostro y listo... Así debería ser todo hoy en día.
VENDEDOR
Javier Andreú
★ ★ ★ ★
I have been putting aside some money per month and asking friends here to use their accounts to help me send money to my family outside USA. So much hustle!! Now,
I just load cash at any shop on my way to work.
Manager
Sam Lopéz
★ ★ ★ ★
I have send money using pretty much everything around for years . I've switched between apps, tienditas, websites and
so on... Whatever they asked, I used, now
i just use this app, works like charm.
👀 What are our users asking?
Find an answer here
We use the baseline Exchange Rate provided by Mastercard or Visa. The FX provided by our partners is extremely competitive and definitely better than most money transmitters operating in corner stores. Our goal is to allow to send more "pesos" for your dollars.
The cost of sending money depend on the method of payment you select. For example if you pay in cash our cost is around $2.00 dollars regardless of the amount. If you pay with a bank account or a debit card our cost is lower but varies depending on the amount. That is why we quote your transfer and show you how much will be your Total Cost of the Remittance (TCR). We will always give you the best FX and promise to keep lowering the cost of sending money for the benefit of all.
You can send money to Latin America and the Caribbean countries starting with Mexico, Guatemala, Dominican Republic, El Salvador, Honduras, Haiti, Jamaica, Colombia, Ecuador, Peru, Bermuda, Nicaragua, Brazil, Panama, Costa Rica, Guyana, Bolivia, Argentina, Belize, Barbados, Uruguay, Paraguay, Chile and Puerto Rico.
You can also send money to India, China, Philippines, Mexico, Egypt, Pakistan, France, Germany, Nigeria, Thailand, South Korea, and Japan.
The moment you fund your remittance with cash, debit or bank account, your money is hold by the Meropolitan Commercial Bank (Member FDIC) and send to your recipient from the same bank. Your money is safe all all times and is transferred by Visa or Mastercard. No humans will process your remittance.
Once you make your payment we will give a confirmation number and will provide you with status in near real time until the funds are delivered to your recipient. You can also share the confirmation ID with your recipient to track the money. Is like ordering food.